European Fintech Spiko Integrates Chainlink’s CCIP for $380 Million in Money Market Funds
The money markets platform Spiko is utilizing Chainlink’s cross-chain interoperability protocol to offer multi-chain access to more than $380 million in regulated on-chain funds.
On July 1, 2025, the European fintech announced its collaboration with Chainlink (LINK), with the goal of enhancing interoperability.
Chainlink’s cross-chain standard, CCIP, will enable smoother and more compliant access to over $380 million of its institutional-grade on-chain money market funds.
“In the past, Spiko’s MMFs were installed natively across different networks, but investors faced challenges in transferring their shares from one chain to another. The only route was to redeem on Network A and then re-subscribe on Network B — a tedious, lengthy, and costly process. This is now a thing of the past,” Spiko stated on X.
In this context, CCIP will empower Spiko’s regulated money market funds, which have been approved by France’s markets regulator. Chainlink will deliver the cross-chain interoperability solution, benefiting users eager to access traditional financial instruments on-chain.
Spiko’s Regulated Funds
As announced, Chainlink will act as the interoperability infrastructure provider for Spiko’s tokenized MMFs – EUTBL and USTBL.
These two assets, which are secured by euro and U.S. dollar-denominated treasury bills, represent the first EU-approved USD- and EUR-denominated money market funds with shares issued as fungible tokens on a public blockchain. This aligns with the broad tokenization trend emerging globally.
“Through the integration of CCIP, we’re expanding our tokenized money market funds across various chains while maintaining the compliance and operational standards required by institutional investors,” said Paul-Adrien Hyppolite, co-founder and CEO of Spiko.
Spiko aims to leverage Chainlink to enhance access to its funds while conforming to regulatory and operational standards related to identity verification processes, including KYC and anti-money laundering. The CCIP integration signifies Spiko’s commitment to adopting another crucial blockchain-based solution following its integration of Chainlink SmartData for real-time NAV reporting.
Chainlink continues to see substantial adoption, as its solutions foster growth and engagement for projects in decentralized finance, banking, and real-world assets, among others.
Recently, Chainlink garnered attention for a significant partnership with Mastercard.